Finza -the neobank for e‑commerce in the UAE: instant financing and AI‑powered insight

Finza- the neobank for e‑commerce in the UAE: instant financing and AI‑powered insights.

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Problem

🚫 Cash flow delays slow down growth—e-commerce businesses often pay for inventory or marketing in advance, but revenue follows later.
🏦 Traditional banks are slow and require collateral, which makes credit approval difficult for SMEs.
❗ Delayed funding prevents businesses from scaling rapidly.
Solutions

Finza provides financing within 3 hours, enabling businesses to act fast.
AI-powered credit scoring evaluates the financial health of online enterprises reliably and efficiently.
Transparent terms with no hidden fees, giving clients confidence and clarity from day one.

Financial operating system for growing DTC and retail brands

Who is Finza for?

Online e‑commerce Brands

Operating on platforms like Shopify, WooCommerce, and Amazon MENA.
Require rapid working capital to purchase inventory ahead of key seasons .
Face a “cash-flow gap” — they pay upfront for goods, but revenue arrives later — and Finza bridges this gap with fast financing.

Marketplaces & PSP Partners

This makes them more attractive to sellers and boosts engagement with an integrated embedded lending experience.

Banks & Fintechs

Neobanks and fintech companies seeking white-label financing solutions for e‑commerce and SMEs.
Finza offers ready-made AI scoring and a customer dashboard — fitting perfectly into UAE’s open banking ecosystem.

Tech-First SMEs

Creative agencies, digital marketers, and agile online businesses with variable cash flows.
Prefer flexible, short-term financing delivered through seamless API integration.

How It Works

Sign up for a Business Account

Open your free Finza business account in minutes.

Complete Verification (KYC)

Securely submit your company and ownership documents for compliance checks.

Upload Your Last 12 Months of Bank Statements

Provide your business account statements to help our AI understand your cash flow.

Receive Our Financing Offer in 1–5 Minutes

Our AI-driven system evaluates data instantly and generates a tailored credit offer.

Repay Daily Based on Revenue (0.1-0.3% per day)

Pay only a small percentage of your daily sales—no fixed installments.

Finza